SEBA Housing
    Interactive Property Owner Tool

    Turnover & Cost Comparison Calculator

    Gross revenue hides real expenses. Compare realistic net monthly margins after cleaning, booking platform commissions, vacancy, and utilities.

    What would this property rent for unfurnished on an annual lease in your neighborhood?

    $2,500

    Impacts cleaning fees per turnover and corporate crew suitability.

    Long-Term Rental12-Mo Lease

    Unfurnished LTR

    $2,185 / mo net
    Gross Monthly Avg (95% Occ):$2,375
    Turnovers / Year:~1 every 12-24 mo
    Turnover & Clean Cost:$0 (Paid by deposit)
    Management (8%):-$190
    Utilities (Paid by tenant):$0
    Key Tradeoff: Lowest active workload, but zero personal flexibility and lowest monthly cash flow.
    Sweet Spot Balance
    Mid-Term Rental30–90+ Day Stays

    Furnished MTR

    $3,012 / mo net
    Gross Monthly Avg (92% Occ):$3,565
    Turnovers / Year:3–5 per year
    Avg Monthly Cleans:-$91
    Platform / Direct Fees (~3%):-$107
    Utilities & High-Speed Wi-Fi:-$320
    Net Difference vs LTR:+$827 / mo (+38%)
    Key Tradeoff: Strong net margin with only 3–5 cleanings/year. Bypasses nightly STR municipal bans.
    Short-Term RentalNightly Vacation

    Nightly STR (Airbnb)

    $1,465 / mo net
    Gross Top-Line (70% Occ):$3,843
    Turnovers / Year:60–80 per year
    Cleaning Costs (6 turns/mo):-$1,320
    Platform & Processing (~14%):-$538
    Utilities & Consumables:-$520
    Key Tradeoff: High top-line gross, but heavy cleaning bills, rapid wear-and-tear, and strict city rules.
    Key Takeaway For Owners

    Why Mid-Term Rentals Often Beat Short-Term on Net Cash Flow

    Many owners look only at Airbnb’s top-line gross numbers. Once you deduct 6–8 professional cleans per month, 14–17% platform booking fees, constant consumable restocking, and higher utility usage, a steady 30–90 day mid-term placement frequently yields higher or identical take-home profit with 90% fewer guest interactions.